🩺 Health insurance cost in Houston, TX (2026)
Estimated average: $528 per month — -6% vs. the U.S. average of $560.
$528
Est. health insurance in Houston
per month
$504
Texas average
$560
U.S. average
2,314,157
Population
Estimate your health insurance in Houston
Houston health insurance estimator
Estimated$396/month
Starts from the Houston estimate. Get quotes to confirm your price.
Houston health insurance FAQ
How much is health insurance in Houston, TX?
The estimated average is $528 per month — above the state average (+5% vs. the Texas average of $504, and -6% vs. the U.S. average).
Is health insurance more expensive in Houston than elsewhere in Texas?
Houston has about 2,314,157 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Houston?
Compare at least three quotes from insurers active in Houston, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.