🩺 Health insurance cost in Lubbock, TX (2027)
Estimated average: $512 per month — -9% vs. the U.S. average of $560.

With about 263,930 residents, Lubbock is a large city and the #10 largest city in Texas. Health insurance rates here are estimated at $512 per month, above the Texas average of $504 — a gap driven by local factors like local provider networks and medical costs. Below you can estimate a price for your own profile and compare Lubbock with other Texas cities.
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Lubbock health insurance FAQ
How much is health insurance in Lubbock, TX?
The estimated average is $512 per month — about the state average (+2% vs. the Texas average of $504, and -9% vs. the U.S. average).
Is health insurance more expensive in Lubbock than elsewhere in Texas?
Lubbock has about 263,930 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Lubbock?
Compare at least three quotes from insurers active in Lubbock, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.