🩺 Health insurance cost in Washington (2026)
The estimated average is $476 per month — below the national average (-15% vs. the U.S. average of $560).
Washington is home to about 7.8 million people, and health insurance here runs below the national average. Below, estimate a price for your own profile, then drill into your city — rates in a large metro like Seattle typically differ from smaller towns.
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Washington health insurance estimator
Starts from the Washington average. Estimate only — get quotes to confirm.
Health insurance cost in Washington cities
Washington health insurance FAQ
How much is health insurance in Washington?
The estimated average health insurance in Washington is $476 per month, which is below the national average (-15% vs. the U.S. average of $560). Washington ranks 43 of 51 states from most to least expensive.
Why is health insurance cheaper in Washington?
Health insurance pricing in Washington reflects local risk factors — weather and catastrophe exposure, accident/claim frequency, repair and medical costs, and state regulation. That’s why costs differ across the West.
How can I save on health insurance in Washington?
Compare at least three quotes from insurers active in Washington, bundle policies, and re-shop every year. Use the calculator above to see how your profile changes the price.