🩺 Health insurance cost in Madison, WI (2026)
Estimated average: $541 per month — -3% vs. the U.S. average of $560.
$541
Est. health insurance in Madison
per month
$532
Wisconsin average
$560
U.S. average
272,903
Population
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Madison health insurance estimator
Estimated$406/month
Starts from the Madison estimate. Get quotes to confirm your price.
Madison health insurance FAQ
How much is health insurance in Madison, WI?
The estimated average is $541 per month — about the state average (+2% vs. the Wisconsin average of $532, and -3% vs. the U.S. average).
Is health insurance more expensive in Madison than elsewhere in Wisconsin?
Madison has about 272,903 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest health insurance in Madison?
Compare at least three quotes from insurers active in Madison, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.