🏠 Home insurance cost in Gilbert, AZ (2026)
Estimated average: $1,794 per year — -22% vs. the U.S. average of $2,300.
$1,794
Est. home insurance in Gilbert
per year
$1,725
Arizona average
$2,300
U.S. average
275,424
Population
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Gilbert home insurance estimator
Estimated$1,130/year
Starts from the Gilbert estimate. Get quotes to confirm your price.
Gilbert home insurance FAQ
How much is home insurance in Gilbert, AZ?
The estimated average is $1,794 per year — above the state average (+4% vs. the Arizona average of $1,725, and -22% vs. the U.S. average).
Is home insurance more expensive in Gilbert than elsewhere in Arizona?
Gilbert has about 275,424 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Gilbert?
Compare at least three quotes from insurers active in Gilbert, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.