🏠 Home insurance cost in Scottsdale, AZ (2026)
Estimated average: $1,725 per year — -25% vs. the U.S. average of $2,300.
$1,725
Est. home insurance in Scottsdale
per year
$1,725
Arizona average
$2,300
U.S. average
242,753
Population
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Scottsdale home insurance estimator
Estimated$1,087/year
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Scottsdale home insurance FAQ
How much is home insurance in Scottsdale, AZ?
The estimated average is $1,725 per year — about the state average (0% vs. the Arizona average of $1,725, and -25% vs. the U.S. average).
Is home insurance more expensive in Scottsdale than elsewhere in Arizona?
Scottsdale has about 242,753 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Scottsdale?
Compare at least three quotes from insurers active in Scottsdale, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.