🏠 Home insurance cost in Tempe, AZ (2027)
Estimated average: $1,725 per year — -25% vs. the U.S. average of $2,300.
With about 184,118 residents, Tempe is a mid-size city and the #8 largest city in Arizona. Home insurance rates here are estimated at $1,725 per year, near the Arizona average of $1,725 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Tempe with other Arizona cities.
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Tempe home insurance FAQ
How much is home insurance in Tempe, AZ?
The estimated average is $1,725 per year — about the state average (0% vs. the Arizona average of $1,725, and -25% vs. the U.S. average).
Is home insurance more expensive in Tempe than elsewhere in Arizona?
Tempe has about 184,118 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Tempe?
Compare at least three quotes from insurers active in Tempe, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.