🏠 Home insurance cost in Springdale, AR (2027)
Estimated average: $3,312 per year — +44% vs. the U.S. average of $2,300.

With about 87,590 residents, Springdale is a smaller city and the #4 largest city in Arkansas. Home insurance rates here are estimated at $3,312 per year, below the Arkansas average of $3,450 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Springdale with other Arkansas cities.
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Springdale home insurance FAQ
How much is home insurance in Springdale, AR?
The estimated average is $3,312 per year — below the state average (-4% vs. the Arkansas average of $3,450, and +44% vs. the U.S. average).
Is home insurance more expensive in Springdale than elsewhere in Arkansas?
Springdale has about 87,590 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Springdale?
Compare at least three quotes from insurers active in Springdale, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.