🏠 Home insurance cost in Long Beach, CA (2026)
Estimated average: $2,272 per year — -1% vs. the U.S. average of $2,300.
$2,272
Est. home insurance in Long Beach
per year
$2,185
California average
$2,300
U.S. average
449,553
Population
Estimate your home insurance in Long Beach
Long Beach home insurance estimator
Estimated$1,431/year
Starts from the Long Beach estimate. Get quotes to confirm your price.
Long Beach home insurance FAQ
How much is home insurance in Long Beach, CA?
The estimated average is $2,272 per year — above the state average (+4% vs. the California average of $2,185, and -1% vs. the U.S. average).
Is home insurance more expensive in Long Beach than elsewhere in California?
Long Beach has about 449,553 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Long Beach?
Compare at least three quotes from insurers active in Long Beach, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.