🏠 Home insurance cost in Colorado Springs, CO (2026)
Estimated average: $4,066 per year — +77% vs. the U.S. average of $2,300.
$4,066
Est. home insurance in Colorado Springs
per year
$3,910
Colorado average
$2,300
U.S. average
483,956
Population
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Colorado Springs home insurance estimator
Estimated$2,562/year
Starts from the Colorado Springs estimate. Get quotes to confirm your price.
Colorado Springs home insurance FAQ
How much is home insurance in Colorado Springs, CO?
The estimated average is $4,066 per year — above the state average (+4% vs. the Colorado average of $3,910, and +77% vs. the U.S. average).
Is home insurance more expensive in Colorado Springs than elsewhere in Colorado?
Colorado Springs has about 483,956 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Colorado Springs?
Compare at least three quotes from insurers active in Colorado Springs, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.