🏠 Home insurance cost in Lakewood, CO (2026)
Estimated average: $3,910 per year — +70% vs. the U.S. average of $2,300.
$3,910
Est. home insurance in Lakewood
per year
$3,910
Colorado average
$2,300
U.S. average
155,984
Population
Estimate your home insurance in Lakewood
Lakewood home insurance estimator
Estimated$2,463/year
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Lakewood home insurance FAQ
How much is home insurance in Lakewood, CO?
The estimated average is $3,910 per year — about the state average (0% vs. the Colorado average of $3,910, and +70% vs. the U.S. average).
Is home insurance more expensive in Lakewood than elsewhere in Colorado?
Lakewood has about 155,984 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Lakewood?
Compare at least three quotes from insurers active in Lakewood, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.