🏠 Home insurance cost in Lakewood, CO (2027)
Estimated average: $3,910 per year — +70% vs. the U.S. average of $2,300.
With about 155,984 residents, Lakewood is a mid-size city and the #5 largest city in Colorado. Home insurance rates here are estimated at $3,910 per year, near the Colorado average of $3,910 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Lakewood with other Colorado cities.
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Lakewood home insurance estimator
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Lakewood home insurance FAQ
How much is home insurance in Lakewood, CO?
The estimated average is $3,910 per year — about the state average (0% vs. the Colorado average of $3,910, and +70% vs. the U.S. average).
Is home insurance more expensive in Lakewood than elsewhere in Colorado?
Lakewood has about 155,984 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Lakewood?
Compare at least three quotes from insurers active in Lakewood, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.