🏠 Home insurance cost in Connecticut (2026)
The estimated average is $1,610 per year — below the national average (-30% vs. the U.S. average of $2,300).
Connecticut is home to about 3.6 million people, and home insurance here runs below the national average. Below, estimate a price for your own profile, then drill into your city — rates in a large metro like Bridgeport typically differ from smaller towns.
Estimate your home insurance in Connecticut
Connecticut home insurance estimator
Starts from the Connecticut average. Estimate only — get quotes to confirm.
Home insurance cost in Connecticut cities
| City | Population | Est. home insurance |
|---|---|---|
| Bridgeport | 148,654 | $1,610 |
| Stamford | 135,470 | $1,610 |
| New Haven | 135,081 | $1,610 |
| Hartford | 121,054 | $1,610 |
| Waterbury | 114,403 | $1,610 |
Connecticut home insurance FAQ
How much is home insurance in Connecticut?
The estimated average home insurance in Connecticut is $1,610 per year, which is below the national average (-30% vs. the U.S. average of $2,300). Connecticut ranks 34 of 51 states from most to least expensive.
Why is home insurance cheaper in Connecticut?
Home insurance pricing in Connecticut reflects local risk factors — weather and catastrophe exposure, accident/claim frequency, repair and medical costs, and state regulation. That’s why costs differ across the Northeast.
How can I save on home insurance in Connecticut?
Compare at least three quotes from insurers active in Connecticut, bundle policies, and re-shop every year. Use the calculator above to see how your profile changes the price.