🏠 Home insurance cost in Newark, DE (2027)
Estimated average: $1,325 per year — -42% vs. the U.S. average of $2,300.

With about 31,454 residents, Newark is a smaller city and the #3 largest city in Delaware. Home insurance rates here are estimated at $1,325 per year, below the Delaware average of $1,380 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Newark with other Delaware cities.
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Newark home insurance estimator
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Newark home insurance FAQ
How much is home insurance in Newark, DE?
The estimated average is $1,325 per year — below the state average (-4% vs. the Delaware average of $1,380, and -42% vs. the U.S. average).
Is home insurance more expensive in Newark than elsewhere in Delaware?
Newark has about 31,454 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Newark?
Compare at least three quotes from insurers active in Newark, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.