🏠 Home insurance cost in Augusta, GA (2027)
Estimated average: $2,415 per year — +5% vs. the U.S. average of $2,300.
With about 202,081 residents, Augusta is a large city and the #3 largest city in Georgia. Home insurance rates here are estimated at $2,415 per year, near the Georgia average of $2,415 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Augusta with other Georgia cities.
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Augusta home insurance FAQ
How much is home insurance in Augusta, GA?
The estimated average is $2,415 per year — about the state average (0% vs. the Georgia average of $2,415, and +5% vs. the U.S. average).
Is home insurance more expensive in Augusta than elsewhere in Georgia?
Augusta has about 202,081 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Augusta?
Compare at least three quotes from insurers active in Augusta, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.