🏠 Home insurance cost in Boise, ID (2027)
Estimated average: $1,495 per year — -35% vs. the U.S. average of $2,300.
With about 237,446 residents, Boise is a large city and the largest city in Idaho. Home insurance rates here are estimated at $1,495 per year, near the Idaho average of $1,495 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Boise with other Idaho cities.
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Boise home insurance FAQ
How much is home insurance in Boise, ID?
The estimated average is $1,495 per year — about the state average (0% vs. the Idaho average of $1,495, and -35% vs. the U.S. average).
Is home insurance more expensive in Boise than elsewhere in Idaho?
Boise has about 237,446 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Boise?
Compare at least three quotes from insurers active in Boise, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.