🏠 Home insurance cost in Meridian, ID (2026)
Estimated average: $1,495 per year — -35% vs. the U.S. average of $2,300.
$1,495
Est. home insurance in Meridian
per year
$1,495
Idaho average
$2,300
U.S. average
132,142
Population
Estimate your home insurance in Meridian
Meridian home insurance estimator
Estimated$942/year
Starts from the Meridian estimate. Get quotes to confirm your price.
Meridian home insurance FAQ
How much is home insurance in Meridian, ID?
The estimated average is $1,495 per year — about the state average (0% vs. the Idaho average of $1,495, and -35% vs. the U.S. average).
Is home insurance more expensive in Meridian than elsewhere in Idaho?
Meridian has about 132,142 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Meridian?
Compare at least three quotes from insurers active in Meridian, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.