🏠 Home insurance cost in Joliet, IL (2026)
Estimated average: $2,070 per year — -10% vs. the U.S. average of $2,300.
$2,070
Est. home insurance in Joliet
per year
$2,070
Illinois average
$2,300
U.S. average
150,362
Population
Estimate your home insurance in Joliet
Joliet home insurance estimator
Estimated$1,304/year
Starts from the Joliet estimate. Get quotes to confirm your price.
Joliet home insurance FAQ
How much is home insurance in Joliet, IL?
The estimated average is $2,070 per year — about the state average (0% vs. the Illinois average of $2,070, and -10% vs. the U.S. average).
Is home insurance more expensive in Joliet than elsewhere in Illinois?
Joliet has about 150,362 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Joliet?
Compare at least three quotes from insurers active in Joliet, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.