🏠 Home insurance cost in Bloomington, IN (2026)
Estimated average: $1,877 per year — -18% vs. the U.S. average of $2,300.
$1,877
Est. home insurance in Bloomington
per year
$1,955
Indiana average
$2,300
U.S. average
79,968
Population
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Bloomington home insurance estimator
Estimated$1,183/year
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Bloomington home insurance FAQ
How much is home insurance in Bloomington, IN?
The estimated average is $1,877 per year — below the state average (-4% vs. the Indiana average of $1,955, and -18% vs. the U.S. average).
Is home insurance more expensive in Bloomington than elsewhere in Indiana?
Bloomington has about 79,968 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Bloomington?
Compare at least three quotes from insurers active in Bloomington, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.