🏠 Home insurance cost in Evansville, IN (2027)

Estimated average: $1,955 per year — -15% vs. the U.S. average of $2,300.

Exterior of a residential home, representing home insurance — Evansville, Indiana
Home insurance in Evansville is estimated at $1,955 per year, near the Indiana average. Photo: O'Laughlin, Gregory L. (Public domain)

With about 116,486 residents, Evansville is a mid-size city and the #3 largest city in Indiana. Home insurance rates here are estimated at $1,955 per year, near the Indiana average of $1,955 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Evansville with other Indiana cities.

$1,955
Est. home insurance in Evansville
per year
$1,955
Indiana average
$2,300
U.S. average
116,486
Population

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Evansville home insurance estimator

Estimated$1,232/year

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Evansville home insurance FAQ

How much is home insurance in Evansville, IN?

The estimated average is $1,955 per year — about the state average (0% vs. the Indiana average of $1,955, and -15% vs. the U.S. average).

Is home insurance more expensive in Evansville than elsewhere in Indiana?

Evansville has about 116,486 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.

How do I get the cheapest home insurance in Evansville?

Compare at least three quotes from insurers active in Evansville, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.

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