🏠 Home insurance cost in Cedar Rapids, IA (2027)
Estimated average: $1,955 per year — -15% vs. the U.S. average of $2,300.
With about 137,710 residents, Cedar Rapids is a mid-size city and the #2 largest city in Iowa. Home insurance rates here are estimated at $1,955 per year, near the Iowa average of $1,955 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Cedar Rapids with other Iowa cities.
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Cedar Rapids home insurance FAQ
How much is home insurance in Cedar Rapids, IA?
The estimated average is $1,955 per year — about the state average (0% vs. the Iowa average of $1,955, and -15% vs. the U.S. average).
Is home insurance more expensive in Cedar Rapids than elsewhere in Iowa?
Cedar Rapids has about 137,710 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Cedar Rapids?
Compare at least three quotes from insurers active in Cedar Rapids, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.