🏠 Home insurance cost in Overland Park, KS (2027)
Estimated average: $4,140 per year — +80% vs. the U.S. average of $2,300.
With about 197,238 residents, Overland Park is a mid-size city and the #2 largest city in Kansas. Home insurance rates here are estimated at $4,140 per year, near the Kansas average of $4,140 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Overland Park with other Kansas cities.
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Overland Park home insurance FAQ
How much is home insurance in Overland Park, KS?
The estimated average is $4,140 per year — about the state average (0% vs. the Kansas average of $4,140, and +80% vs. the U.S. average).
Is home insurance more expensive in Overland Park than elsewhere in Kansas?
Overland Park has about 197,238 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Overland Park?
Compare at least three quotes from insurers active in Overland Park, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.