🏠 Home insurance cost in Overland Park, KS (2026)
Estimated average: $4,140 per year — +80% vs. the U.S. average of $2,300.
$4,140
Est. home insurance in Overland Park
per year
$4,140
Kansas average
$2,300
U.S. average
197,238
Population
Estimate your home insurance in Overland Park
Overland Park home insurance estimator
Estimated$2,608/year
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Overland Park home insurance FAQ
How much is home insurance in Overland Park, KS?
The estimated average is $4,140 per year — about the state average (0% vs. the Kansas average of $4,140, and +80% vs. the U.S. average).
Is home insurance more expensive in Overland Park than elsewhere in Kansas?
Overland Park has about 197,238 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Overland Park?
Compare at least three quotes from insurers active in Overland Park, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.