🏠 Home insurance cost in Lewiston, ME (2027)
Estimated average: $1,325 per year — -42% vs. the U.S. average of $2,300.

With about 37,121 residents, Lewiston is a smaller city and the #2 largest city in Maine. Home insurance rates here are estimated at $1,325 per year, below the Maine average of $1,380 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Lewiston with other Maine cities.
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Lewiston home insurance FAQ
How much is home insurance in Lewiston, ME?
The estimated average is $1,325 per year — below the state average (-4% vs. the Maine average of $1,380, and -42% vs. the U.S. average).
Is home insurance more expensive in Lewiston than elsewhere in Maine?
Lewiston has about 37,121 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Lewiston?
Compare at least three quotes from insurers active in Lewiston, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.