🏠 Home insurance cost in Portland, ME (2026)
Estimated average: $1,325 per year — -42% vs. the U.S. average of $2,300.
$1,325
Est. home insurance in Portland
per year
$1,380
Maine average
$2,300
U.S. average
68,313
Population
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Portland home insurance estimator
Estimated$835/year
Starts from the Portland estimate. Get quotes to confirm your price.
Portland home insurance FAQ
How much is home insurance in Portland, ME?
The estimated average is $1,325 per year — below the state average (-4% vs. the Maine average of $1,380, and -42% vs. the U.S. average).
Is home insurance more expensive in Portland than elsewhere in Maine?
Portland has about 68,313 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Portland?
Compare at least three quotes from insurers active in Portland, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.