🏠 Home insurance cost in Portland, ME (2027)
Estimated average: $1,325 per year — -42% vs. the U.S. average of $2,300.
With about 68,313 residents, Portland is a smaller city and the largest city in Maine. Home insurance rates here are estimated at $1,325 per year, below the Maine average of $1,380 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Portland with other Maine cities.
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Portland home insurance FAQ
How much is home insurance in Portland, ME?
The estimated average is $1,325 per year — below the state average (-4% vs. the Maine average of $1,380, and -42% vs. the U.S. average).
Is home insurance more expensive in Portland than elsewhere in Maine?
Portland has about 68,313 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Portland?
Compare at least three quotes from insurers active in Portland, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.