🏠 Home insurance cost in Silver Spring, MD (2026)
Estimated average: $1,546 per year — -33% vs. the U.S. average of $2,300.
$1,546
Est. home insurance in Silver Spring
per year
$1,610
Maryland average
$2,300
U.S. average
81,816
Population
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Silver Spring home insurance estimator
Estimated$974/year
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Silver Spring home insurance FAQ
How much is home insurance in Silver Spring, MD?
The estimated average is $1,546 per year — below the state average (-4% vs. the Maryland average of $1,610, and -33% vs. the U.S. average).
Is home insurance more expensive in Silver Spring than elsewhere in Maryland?
Silver Spring has about 81,816 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Silver Spring?
Compare at least three quotes from insurers active in Silver Spring, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.