🏠 Home insurance cost in Boston, MA (2027)
Estimated average: $1,863 per year — -19% vs. the U.S. average of $2,300.
With about 650,706 residents, Boston is a major metro and the largest city in Massachusetts. Home insurance rates here are estimated at $1,863 per year, above the Massachusetts average of $1,725 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Boston with other Massachusetts cities.
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Boston home insurance FAQ
How much is home insurance in Boston, MA?
The estimated average is $1,863 per year — above the state average (+8% vs. the Massachusetts average of $1,725, and -19% vs. the U.S. average).
Is home insurance more expensive in Boston than elsewhere in Massachusetts?
Boston has about 650,706 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Boston?
Compare at least three quotes from insurers active in Boston, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.