🏠 Home insurance cost in Cambridge, MA (2027)
Estimated average: $1,725 per year — -25% vs. the U.S. average of $2,300.
With about 117,090 residents, Cambridge is a mid-size city and the #4 largest city in Massachusetts. Home insurance rates here are estimated at $1,725 per year, near the Massachusetts average of $1,725 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Cambridge with other Massachusetts cities.
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Cambridge home insurance FAQ
How much is home insurance in Cambridge, MA?
The estimated average is $1,725 per year — about the state average (0% vs. the Massachusetts average of $1,725, and -25% vs. the U.S. average).
Is home insurance more expensive in Cambridge than elsewhere in Massachusetts?
Cambridge has about 117,090 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Cambridge?
Compare at least three quotes from insurers active in Cambridge, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.