🏠 Home insurance cost in Lowell, MA (2026)
Estimated average: $1,725 per year — -25% vs. the U.S. average of $2,300.
$1,725
Est. home insurance in Lowell
per year
$1,725
Massachusetts average
$2,300
U.S. average
115,554
Population
Estimate your home insurance in Lowell
Lowell home insurance estimator
Estimated$1,087/year
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Lowell home insurance FAQ
How much is home insurance in Lowell, MA?
The estimated average is $1,725 per year — about the state average (0% vs. the Massachusetts average of $1,725, and -25% vs. the U.S. average).
Is home insurance more expensive in Lowell than elsewhere in Massachusetts?
Lowell has about 115,554 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Lowell?
Compare at least three quotes from insurers active in Lowell, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.