🏠 Home insurance cost in Springfield, MA (2026)
Estimated average: $1,725 per year — -25% vs. the U.S. average of $2,300.
$1,725
Est. home insurance in Springfield
per year
$1,725
Massachusetts average
$2,300
U.S. average
155,929
Population
Estimate your home insurance in Springfield
Springfield home insurance estimator
Estimated$1,087/year
Starts from the Springfield estimate. Get quotes to confirm your price.
Springfield home insurance FAQ
How much is home insurance in Springfield, MA?
The estimated average is $1,725 per year — about the state average (0% vs. the Massachusetts average of $1,725, and -25% vs. the U.S. average).
Is home insurance more expensive in Springfield than elsewhere in Massachusetts?
Springfield has about 155,929 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Springfield?
Compare at least three quotes from insurers active in Springfield, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.