🏠 Home insurance cost in Minneapolis, MN (2027)
Estimated average: $2,512 per year — +9% vs. the U.S. average of $2,300.
With about 425,336 residents, Minneapolis is a large city and the largest city in Minnesota. Home insurance rates here are estimated at $2,512 per year, above the Minnesota average of $2,415 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Minneapolis with other Minnesota cities.
Estimate your home insurance in Minneapolis
Minneapolis home insurance estimator
Starts from the Minneapolis estimate. Get quotes to confirm your price.
Minneapolis home insurance FAQ
How much is home insurance in Minneapolis, MN?
The estimated average is $2,512 per year — above the state average (+4% vs. the Minnesota average of $2,415, and +9% vs. the U.S. average).
Is home insurance more expensive in Minneapolis than elsewhere in Minnesota?
Minneapolis has about 425,336 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Minneapolis?
Compare at least three quotes from insurers active in Minneapolis, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.