🏠 Home insurance cost in Minneapolis, MN (2026)
Estimated average: $2,512 per year — +9% vs. the U.S. average of $2,300.
$2,512
Est. home insurance in Minneapolis
per year
$2,415
Minnesota average
$2,300
U.S. average
425,336
Population
Estimate your home insurance in Minneapolis
Minneapolis home insurance estimator
Estimated$1,583/year
Starts from the Minneapolis estimate. Get quotes to confirm your price.
Minneapolis home insurance FAQ
How much is home insurance in Minneapolis, MN?
The estimated average is $2,512 per year — above the state average (+4% vs. the Minnesota average of $2,415, and +9% vs. the U.S. average).
Is home insurance more expensive in Minneapolis than elsewhere in Minnesota?
Minneapolis has about 425,336 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Minneapolis?
Compare at least three quotes from insurers active in Minneapolis, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.