🏠 Home insurance cost in Jackson, MS (2027)

Estimated average: $3,565 per year — +55% vs. the U.S. average of $2,300.

Exterior of a residential home, representing home insurance — Jackson, Mississippi
Home insurance in Jackson is estimated at $3,565 per year, near the Mississippi average. Photo: O'Laughlin, Gregory L. (Public domain)

With about 145,995 residents, Jackson is a mid-size city and the largest city in Mississippi. Home insurance rates here are estimated at $3,565 per year, near the Mississippi average of $3,565 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Jackson with other Mississippi cities.

$3,565
Est. home insurance in Jackson
per year
$3,565
Mississippi average
$2,300
U.S. average
145,995
Population

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Jackson home insurance estimator

Estimated$2,246/year

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Jackson home insurance FAQ

How much is home insurance in Jackson, MS?

The estimated average is $3,565 per year — about the state average (0% vs. the Mississippi average of $3,565, and +55% vs. the U.S. average).

Is home insurance more expensive in Jackson than elsewhere in Mississippi?

Jackson has about 145,995 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.

How do I get the cheapest home insurance in Jackson?

Compare at least three quotes from insurers active in Jackson, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.

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