🏠 Home insurance cost in Jackson, MS (2027)
Estimated average: $3,565 per year — +55% vs. the U.S. average of $2,300.

With about 145,995 residents, Jackson is a mid-size city and the largest city in Mississippi. Home insurance rates here are estimated at $3,565 per year, near the Mississippi average of $3,565 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Jackson with other Mississippi cities.
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Jackson home insurance FAQ
How much is home insurance in Jackson, MS?
The estimated average is $3,565 per year — about the state average (0% vs. the Mississippi average of $3,565, and +55% vs. the U.S. average).
Is home insurance more expensive in Jackson than elsewhere in Mississippi?
Jackson has about 145,995 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Jackson?
Compare at least three quotes from insurers active in Jackson, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.