🏠 Home insurance cost in Southaven, MS (2026)
Estimated average: $3,422 per year — +49% vs. the U.S. average of $2,300.
$3,422
Est. home insurance in Southaven
per year
$3,565
Mississippi average
$2,300
U.S. average
56,767
Population
Estimate your home insurance in Southaven
Southaven home insurance estimator
Estimated$2,156/year
Starts from the Southaven estimate. Get quotes to confirm your price.
Southaven home insurance FAQ
How much is home insurance in Southaven, MS?
The estimated average is $3,422 per year — below the state average (-4% vs. the Mississippi average of $3,565, and +49% vs. the U.S. average).
Is home insurance more expensive in Southaven than elsewhere in Mississippi?
Southaven has about 56,767 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Southaven?
Compare at least three quotes from insurers active in Southaven, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.