🏠 Home insurance cost in Billings, MT (2027)
Estimated average: $2,760 per year — +20% vs. the U.S. average of $2,300.
With about 117,116 residents, Billings is a mid-size city and the largest city in Montana. Home insurance rates here are estimated at $2,760 per year, near the Montana average of $2,760 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Billings with other Montana cities.
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Billings home insurance FAQ
How much is home insurance in Billings, MT?
The estimated average is $2,760 per year — about the state average (0% vs. the Montana average of $2,760, and +20% vs. the U.S. average).
Is home insurance more expensive in Billings than elsewhere in Montana?
Billings has about 117,116 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Billings?
Compare at least three quotes from insurers active in Billings, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.