🏠 Home insurance cost in Great Falls, MT (2027)
Estimated average: $2,650 per year — +15% vs. the U.S. average of $2,300.

With about 60,422 residents, Great Falls is a smaller city and the #3 largest city in Montana. Home insurance rates here are estimated at $2,650 per year, below the Montana average of $2,760 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Great Falls with other Montana cities.
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Great Falls home insurance FAQ
How much is home insurance in Great Falls, MT?
The estimated average is $2,650 per year — below the state average (-4% vs. the Montana average of $2,760, and +15% vs. the U.S. average).
Is home insurance more expensive in Great Falls than elsewhere in Montana?
Great Falls has about 60,422 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Great Falls?
Compare at least three quotes from insurers active in Great Falls, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.