🏠 Home insurance cost in Reno, NV (2026)
Estimated average: $1,674 per year — -27% vs. the U.S. average of $2,300.
$1,674
Est. home insurance in Reno
per year
$1,610
Nevada average
$2,300
U.S. average
274,915
Population
Estimate your home insurance in Reno
Reno home insurance estimator
Estimated$1,055/year
Starts from the Reno estimate. Get quotes to confirm your price.
Reno home insurance FAQ
How much is home insurance in Reno, NV?
The estimated average is $1,674 per year — above the state average (+4% vs. the Nevada average of $1,610, and -27% vs. the U.S. average).
Is home insurance more expensive in Reno than elsewhere in Nevada?
Reno has about 274,915 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Reno?
Compare at least three quotes from insurers active in Reno, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.