🏠 Home insurance cost in Manchester, NH (2027)

Estimated average: $1,265 per year — -45% vs. the U.S. average of $2,300.

Exterior of a residential home, representing home insurance — Manchester, New Hampshire
Home insurance in Manchester is estimated at $1,265 per year, near the New Hampshire average. Photo: O'Laughlin, Gregory L. (Public domain)

With about 115,644 residents, Manchester is a mid-size city and the largest city in New Hampshire. Home insurance rates here are estimated at $1,265 per year, near the New Hampshire average of $1,265 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Manchester with other New Hampshire cities.

$1,265
Est. home insurance in Manchester
per year
$1,265
New Hampshire average
$2,300
U.S. average
115,644
Population

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Manchester home insurance estimator

Estimated$797/year

Starts from the Manchester estimate. Get quotes to confirm your price.

Manchester home insurance FAQ

How much is home insurance in Manchester, NH?

The estimated average is $1,265 per year — about the state average (0% vs. the New Hampshire average of $1,265, and -45% vs. the U.S. average).

Is home insurance more expensive in Manchester than elsewhere in New Hampshire?

Manchester has about 115,644 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.

How do I get the cheapest home insurance in Manchester?

Compare at least three quotes from insurers active in Manchester, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.

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