🏠 Home insurance cost in Elizabeth, NJ (2026)
Estimated average: $1,495 per year — -35% vs. the U.S. average of $2,300.
$1,495
Est. home insurance in Elizabeth
per year
$1,495
New Jersey average
$2,300
U.S. average
137,298
Population
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Elizabeth home insurance estimator
Estimated$942/year
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Elizabeth home insurance FAQ
How much is home insurance in Elizabeth, NJ?
The estimated average is $1,495 per year — about the state average (0% vs. the New Jersey average of $1,495, and -35% vs. the U.S. average).
Is home insurance more expensive in Elizabeth than elsewhere in New Jersey?
Elizabeth has about 137,298 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Elizabeth?
Compare at least three quotes from insurers active in Elizabeth, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.