🏠 Home insurance cost in Newark, NJ (2027)
Estimated average: $1,555 per year — -32% vs. the U.S. average of $2,300.
With about 305,344 residents, Newark is a large city and the largest city in New Jersey. Home insurance rates here are estimated at $1,555 per year, above the New Jersey average of $1,495 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Newark with other New Jersey cities.
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Newark home insurance estimator
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Newark home insurance FAQ
How much is home insurance in Newark, NJ?
The estimated average is $1,555 per year — above the state average (+4% vs. the New Jersey average of $1,495, and -32% vs. the U.S. average).
Is home insurance more expensive in Newark than elsewhere in New Jersey?
Newark has about 305,344 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Newark?
Compare at least three quotes from insurers active in Newark, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.