🏠 Home insurance cost in Raleigh, NC (2026)
Estimated average: $2,033 per year — -12% vs. the U.S. average of $2,300.
$2,033
Est. home insurance in Raleigh
per year
$1,955
North Carolina average
$2,300
U.S. average
476,587
Population
Estimate your home insurance in Raleigh
Raleigh home insurance estimator
Estimated$1,281/year
Starts from the Raleigh estimate. Get quotes to confirm your price.
Raleigh home insurance FAQ
How much is home insurance in Raleigh, NC?
The estimated average is $2,033 per year — above the state average (+4% vs. the North Carolina average of $1,955, and -12% vs. the U.S. average).
Is home insurance more expensive in Raleigh than elsewhere in North Carolina?
Raleigh has about 476,587 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Raleigh?
Compare at least three quotes from insurers active in Raleigh, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.