🏠 Home insurance cost in Cleveland, OH (2027)
Estimated average: $1,914 per year — -17% vs. the U.S. average of $2,300.
With about 362,656 residents, Cleveland is a large city and the #2 largest city in Ohio. Home insurance rates here are estimated at $1,914 per year, above the Ohio average of $1,840 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Cleveland with other Ohio cities.
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Cleveland home insurance FAQ
How much is home insurance in Cleveland, OH?
The estimated average is $1,914 per year — above the state average (+4% vs. the Ohio average of $1,840, and -17% vs. the U.S. average).
Is home insurance more expensive in Cleveland than elsewhere in Ohio?
Cleveland has about 362,656 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Cleveland?
Compare at least three quotes from insurers active in Cleveland, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.