🏠 Home insurance cost in Dayton, OH (2027)
Estimated average: $1,840 per year — -20% vs. the U.S. average of $2,300.
With about 135,944 residents, Dayton is a mid-size city and the #6 largest city in Ohio. Home insurance rates here are estimated at $1,840 per year, near the Ohio average of $1,840 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Dayton with other Ohio cities.
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Dayton home insurance FAQ
How much is home insurance in Dayton, OH?
The estimated average is $1,840 per year — about the state average (0% vs. the Ohio average of $1,840, and -20% vs. the U.S. average).
Is home insurance more expensive in Dayton than elsewhere in Ohio?
Dayton has about 135,944 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Dayton?
Compare at least three quotes from insurers active in Dayton, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.