🏠 Home insurance cost in Eugene, OR (2027)
Estimated average: $1,265 per year — -45% vs. the U.S. average of $2,300.
With about 176,654 residents, Eugene is a mid-size city and the #3 largest city in Oregon. Home insurance rates here are estimated at $1,265 per year, near the Oregon average of $1,265 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Eugene with other Oregon cities.
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Eugene home insurance estimator
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Eugene home insurance FAQ
How much is home insurance in Eugene, OR?
The estimated average is $1,265 per year — about the state average (0% vs. the Oregon average of $1,265, and -45% vs. the U.S. average).
Is home insurance more expensive in Eugene than elsewhere in Oregon?
Eugene has about 176,654 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Eugene?
Compare at least three quotes from insurers active in Eugene, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.