🏠 Home insurance cost in Salem, OR (2026)
Estimated average: $1,265 per year — -45% vs. the U.S. average of $2,300.
$1,265
Est. home insurance in Salem
per year
$1,265
Oregon average
$2,300
U.S. average
177,723
Population
Estimate your home insurance in Salem
Salem home insurance estimator
Estimated$797/year
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Salem home insurance FAQ
How much is home insurance in Salem, OR?
The estimated average is $1,265 per year — about the state average (0% vs. the Oregon average of $1,265, and -45% vs. the U.S. average).
Is home insurance more expensive in Salem than elsewhere in Oregon?
Salem has about 177,723 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Salem?
Compare at least three quotes from insurers active in Salem, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.