🏠 Home insurance cost in Salem, OR (2027)
Estimated average: $1,265 per year — -45% vs. the U.S. average of $2,300.
With about 177,723 residents, Salem is a mid-size city and the #2 largest city in Oregon. Home insurance rates here are estimated at $1,265 per year, near the Oregon average of $1,265 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Salem with other Oregon cities.
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Salem home insurance FAQ
How much is home insurance in Salem, OR?
The estimated average is $1,265 per year — about the state average (0% vs. the Oregon average of $1,265, and -45% vs. the U.S. average).
Is home insurance more expensive in Salem than elsewhere in Oregon?
Salem has about 177,723 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Salem?
Compare at least three quotes from insurers active in Salem, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.