🏠 Home insurance cost in Erie, PA (2027)
Estimated average: $1,656 per year — -28% vs. the U.S. average of $2,300.
With about 94,831 residents, Erie is a smaller city and the #5 largest city in Pennsylvania. Home insurance rates here are estimated at $1,656 per year, below the Pennsylvania average of $1,725 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Erie with other Pennsylvania cities.
Estimate your home insurance in Erie
Erie home insurance estimator
Starts from the Erie estimate. Get quotes to confirm your price.
Erie home insurance FAQ
How much is home insurance in Erie, PA?
The estimated average is $1,656 per year — below the state average (-4% vs. the Pennsylvania average of $1,725, and -28% vs. the U.S. average).
Is home insurance more expensive in Erie than elsewhere in Pennsylvania?
Erie has about 94,831 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Erie?
Compare at least three quotes from insurers active in Erie, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.