🏠 Home insurance cost in Pittsburgh, PA (2027)
Estimated average: $1,794 per year — -22% vs. the U.S. average of $2,300.
With about 302,971 residents, Pittsburgh is a large city and the #2 largest city in Pennsylvania. Home insurance rates here are estimated at $1,794 per year, above the Pennsylvania average of $1,725 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Pittsburgh with other Pennsylvania cities.
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Pittsburgh home insurance FAQ
How much is home insurance in Pittsburgh, PA?
The estimated average is $1,794 per year — above the state average (+4% vs. the Pennsylvania average of $1,725, and -22% vs. the U.S. average).
Is home insurance more expensive in Pittsburgh than elsewhere in Pennsylvania?
Pittsburgh has about 302,971 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Pittsburgh?
Compare at least three quotes from insurers active in Pittsburgh, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.