🏠 Home insurance cost in Knoxville, TN (2027)
Estimated average: $2,415 per year — +5% vs. the U.S. average of $2,300.
With about 198,098 residents, Knoxville is a mid-size city and the #3 largest city in Tennessee. Home insurance rates here are estimated at $2,415 per year, near the Tennessee average of $2,415 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Knoxville with other Tennessee cities.
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Knoxville home insurance FAQ
How much is home insurance in Knoxville, TN?
The estimated average is $2,415 per year — about the state average (0% vs. the Tennessee average of $2,415, and +5% vs. the U.S. average).
Is home insurance more expensive in Knoxville than elsewhere in Tennessee?
Knoxville has about 198,098 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Knoxville?
Compare at least three quotes from insurers active in Knoxville, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.