🏠 Home insurance cost in Nashville, TN (2026)
Estimated average: $2,608 per year — +13% vs. the U.S. average of $2,300.
$2,608
Est. home insurance in Nashville
per year
$2,415
Tennessee average
$2,300
U.S. average
687,788
Population
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Nashville home insurance estimator
Estimated$1,643/year
Starts from the Nashville estimate. Get quotes to confirm your price.
Nashville home insurance FAQ
How much is home insurance in Nashville, TN?
The estimated average is $2,608 per year — above the state average (+8% vs. the Tennessee average of $2,415, and +13% vs. the U.S. average).
Is home insurance more expensive in Nashville than elsewhere in Tennessee?
Nashville has about 687,788 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Nashville?
Compare at least three quotes from insurers active in Nashville, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.