🏠 Home insurance cost in Fort Worth, TX (2027)
Estimated average: $4,720 per year — +105% vs. the U.S. average of $2,300.
With about 978,468 residents, Fort Worth is a major metro and the #5 largest city in Texas. Home insurance rates here are estimated at $4,720 per year, above the Texas average of $4,370 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Fort Worth with other Texas cities.
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Fort Worth home insurance FAQ
How much is home insurance in Fort Worth, TX?
The estimated average is $4,720 per year — above the state average (+8% vs. the Texas average of $4,370, and +105% vs. the U.S. average).
Is home insurance more expensive in Fort Worth than elsewhere in Texas?
Fort Worth has about 978,468 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Fort Worth?
Compare at least three quotes from insurers active in Fort Worth, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.