🏠 Home insurance cost in Garland, TX (2027)
Estimated average: $4,370 per year — +90% vs. the U.S. average of $2,300.
With about 242,507 residents, Garland is a large city and the #12 largest city in Texas. Home insurance rates here are estimated at $4,370 per year, near the Texas average of $4,370 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Garland with other Texas cities.
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Garland home insurance FAQ
How much is home insurance in Garland, TX?
The estimated average is $4,370 per year — about the state average (0% vs. the Texas average of $4,370, and +90% vs. the U.S. average).
Is home insurance more expensive in Garland than elsewhere in Texas?
Garland has about 242,507 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Garland?
Compare at least three quotes from insurers active in Garland, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.