🏠 Home insurance cost in Ogden, UT (2026)
Estimated average: $1,214 per year — -47% vs. the U.S. average of $2,300.
$1,214
Est. home insurance in Ogden
per year
$1,265
Utah average
$2,300
U.S. average
87,573
Population
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Ogden home insurance estimator
Estimated$765/year
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Ogden home insurance FAQ
How much is home insurance in Ogden, UT?
The estimated average is $1,214 per year — below the state average (-4% vs. the Utah average of $1,265, and -47% vs. the U.S. average).
Is home insurance more expensive in Ogden than elsewhere in Utah?
Ogden has about 87,573 residents. Larger metro areas usually see different rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Ogden?
Compare at least three quotes from insurers active in Ogden, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.