🏠 Home insurance cost in Salt Lake City, UT (2027)
Estimated average: $1,265 per year — -45% vs. the U.S. average of $2,300.
With about 209,593 residents, Salt Lake City is a large city and the largest city in Utah. Home insurance rates here are estimated at $1,265 per year, near the Utah average of $1,265 — a gap driven by local factors like local weather and catastrophe risk, and rebuild costs. Below you can estimate a price for your own profile and compare Salt Lake City with other Utah cities.
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Salt Lake City home insurance FAQ
How much is home insurance in Salt Lake City, UT?
The estimated average is $1,265 per year — about the state average (0% vs. the Utah average of $1,265, and -45% vs. the U.S. average).
Is home insurance more expensive in Salt Lake City than elsewhere in Utah?
Salt Lake City has about 209,593 residents. Larger metro areas usually see higher rates due to traffic density, claim frequency, and repair costs. Compare nearby cities in the chart above.
How do I get the cheapest home insurance in Salt Lake City?
Compare at least three quotes from insurers active in Salt Lake City, ask about local discounts, and re-shop yearly. Use the calculator to estimate your own price first.